Terms of Service

InkEngine is operated by Moneytise Ltd, a company registered in England and Wales (company no. 16803031) with registered office at 17 Green Lanes, London, England, N16 9BS ("InkEngine", "we", "us"). You can contact us at maydin@moneytise.co.

By creating an account (whether by clicking "Create Account" or "Continue with Google"), or by using the Service, you agree to these Terms and to our Privacy Policy. If you do not agree, do not use the Service.

Paid purchases are additionally governed by the terms Stripe presents at checkout, because Stripe is the merchant of record for your subscription (see Section 6).

Most of our users use InkEngine to create images they sell on marketplaces such as Etsy. To the extent you use the Service for business purposes, you contract with us as a trader, and consumer protections apply only to the extent you act as a consumer.

• "Service" — the InkEngine website, app, and related services.
• "Credits" — the usage units described in Section 5.
• "Inputs" — content you provide, including text prompts and uploaded inspiration images.
• "Outputs" — images produced for you by the Service, including generated, upscaled, background-removed, and edited images.
• "Third-Party Models" — the AI models the Service uses, provided by partners such as Google and Replicate. The specific models and providers may change at any time.

You must be at least 18 years old to use InkEngine. You agree to provide accurate registration information, to keep your credentials secure, and to notify us promptly of any unauthorized use of your account. You are responsible for all activity under your account. One free account per person; creating multiple accounts to obtain extra free credits is prohibited. If you sign in with Google, Google's own terms also apply to that sign-in method.

InkEngine lets you generate images from text prompts using Third-Party Models, upscale them for print (300 DPI), remove backgrounds, edit them in a canvas editor, download them, share them via links, and optionally auto-upload them to your own Google Drive.

We may add, substitute, or retire models, providers, and features at any time. We never guarantee the availability of a specific model, a specific output, or a specific level of output quality. The free tier may be changed or withdrawn.

Paid features are metered in Credits. Current monthly grants: Free — 40; Starter — 250; Pro — 750; Business — 1,800. Current costs: 1 Credit per draft-quality image, 3 Credits per balanced image, 4 Credits per best-quality image, 1 Credit per upscale, 1 Credit per background removal. Editing, downloads, Google Drive export, and retries of failed jobs are free, and Credits for failed generations are automatically refunded to your balance.

Credits refresh at the start of each billing cycle. Your balance is reset to your plan's monthly allowance each cycle; unused Credits do not roll over or carry into the next cycle.

Credits are a feature of the Service, not money: they have no cash value, are not a deposit or stored value, are non-transferable, and are non-refundable except where required by law or under Stripe's refund policies. Credits are forfeited when your account is terminated (see Section 16). We may adjust Credit costs or grant amounts prospectively with notice under Section 20.

Subscriptions are sold by Stripe as merchant of record: Stripe is the legal seller of the subscription, processes your payment, and calculates, collects, and remits applicable VAT, GST, and sales tax. Displayed prices are tax-inclusive.

Your purchase is governed by the consumer terms Stripe presents at checkout in addition to these Terms. If they conflict regarding the purchase transaction itself (payment, tax, chargebacks, statutory refunds), Stripe's terms control for that transaction; these Terms control your use of the Service and Credits.

Subscriptions renew automatically at the end of each billing period (monthly or annual, as chosen at checkout) until cancelled. You can cancel (effective at the end of the current period) or switch plans at any time via the billing portal in Settings. Price changes are prospective only, with at least 30 days' email notice; you may cancel before a price change takes effect.

Refund requests are handled through Stripe as merchant of record under its refund policies. Contact us at maydin@moneytise.co and we will help, or use the links on your Stripe receipt.

Because the Service supplies digital content and services immediately, at checkout you expressly request immediate supply and acknowledge that, once you begin consuming the service (including spending Credits), your 14-day cancellation right under the Consumer Contracts Regulations 2013 is lost to the extent of the service already supplied.

Nothing in these Terms limits your rights under the Consumer Rights Act 2015, including that digital content must be of satisfactory quality, fit for purpose, and as described, and that services must be performed with reasonable care and skill.

You retain ownership of your Inputs. You grant us a worldwide, non-exclusive, royalty-free licence to host, process, reproduce, display, and transmit Inputs (including to Third-Party Model providers) solely to operate, secure, and improve the Service.

You warrant that you own or have all necessary rights in your Inputs — especially uploaded inspiration images — and that they do not infringe any third party's rights or violate Section 12.

To the extent we hold any right, title, or interest in your Outputs, we assign it to you on generation. You may use your Outputs for any lawful purpose, including commercial sale (print-on-demand, Etsy, and similar), with no attribution and no royalties owed to us.

Three important limits on that:

• No exclusivity. AI models can and do produce identical or similar images for other users from similar prompts. We make no promise that your Outputs are unique, and other users may hold rights in similar images.
• No copyright warranty. Whether AI-generated images attract copyright or other IP protection is unsettled and varies by country (some jurisdictions deny copyright to purely AI-generated works). We make no representation that your Outputs are protectable, registrable, or enforceable.
• Service operation. We keep Outputs stored for your account and may process them as needed to run the Service. We do not claim ownership of them.

Outputs are produced by statistical models. They may be inaccurate, contain artifacts, or unintentionally resemble existing copyrighted works, trademarks, protected designs, or real people. You must review every Output before using it commercially. Nothing in the Service is legal advice.

You, not InkEngine, are the seller of anything you make with Outputs. You are solely responsible for:

• complying with every marketplace's policies — including Etsy's rules on AI-generated content and any AI-disclosure or creativity-standard requirements — and for the accuracy of your listings;
• clearing intellectual property before you sell: ensuring your prompts and Outputs do not infringe third-party copyright, trademarks, design rights, or the publicity or personality rights of real people or brands;
• all taxes, registrations, and consumer-law obligations arising from your sales to your buyers (income tax, VAT on your own sales, distance-selling rules). Stripe's merchant-of-record role covers only your InkEngine subscription — never your marketplace revenue;
• claims by your buyers, including quality complaints, refunds, and chargebacks on your shop;
• deciding whether Outputs are sufficiently protectable for your business model.

We make no representation that using or selling Outputs complies with any marketplace policy or law. Marketplace suspensions or takedowns of your shop are not our responsibility and do not entitle you to refunds or Credit reinstatement.

You must not use the Service to create, upload, or distribute:

• illegal content of any kind;
• child sexual abuse material or any sexualization of minors;
• non-consensual intimate imagery;
• deepfakes or impersonations of real people without their consent;
• content designed to deceive, including fake documents and counterfeits;
• deliberate reproductions of third-party trademarks, logos, or copyrighted characters for sale;
• hate or harassment material.

You must also not:

• circumvent Credit limits (including by creating multiple free accounts);
• scrape, resell, or white-label the Service, or probe or attack its security;
• reverse engineer the Service except as permitted by law;
• violate the acceptable-use policies of our upstream providers, including Google's Generative AI Prohibited Use Policy and Replicate's terms, which flow through to your use.

We may filter, refuse, or remove content, and may report unlawful content to authorities.

Google Drive export is optional. It uses Google's restricted drive.file scope, which only allows access to files and folders InkEngine itself creates. You can disconnect Drive at any time in Settings or at myaccount.google.com/permissions. Google's terms apply to your use of Drive; see also the Google data disclosure in our Privacy Policy.

Parts of the Service are provided by Google, Replicate, Stripe, and Supabase. Their availability is outside our control, and their terms and policies apply to their portions of the Service.

Creating a share link makes that image accessible to anyone who has the URL, without logging in. Share links are not password-protected and cannot currently be revoked individually — deleting the image disables its link. Treat shared images as public.

We and our licensors own the Service, its software, design, and the InkEngine name and marks. You receive a limited, revocable, non-transferable licence to use the Service in accordance with these Terms; no other licences are implied.

If you send us feedback or suggestions, you grant us a perpetual, irrevocable, royalty-free licence to use them without obligation to you.

You may close your account at any time by contacting us. Closing your account does not by itself end a paid period — cancel your subscription via the billing portal in Settings.

We may suspend or terminate your access for breach of these Terms — immediately for violations of Section 12 or fraud, and otherwise with notice and an opportunity to remedy where practicable. We may also terminate for convenience on 30 days' notice.

On termination, your licence to use the Service ends and unused Credits are forfeited — except any refund required by law, or where we terminate without cause mid-period (in which case remaining paid value is refunded via Stripe). We may delete your stored images and data 30 days after termination. Sections 9–11, 15, and 17–22 survive termination.

The Service is provided "as is" and "as available", to the maximum extent permitted by law. We do not warrant uninterrupted or error-free operation, specific outputs, or fitness for any particular commercial purpose.

If you are a consumer in the UK or EU, this section does not exclude terms implied in your favour by law, including under the Consumer Rights Act 2015, and does not affect your statutory rights.

Nothing in these Terms excludes or limits our liability for death or personal injury caused by our negligence, for fraud or fraudulent misrepresentation, or for anything else that cannot legally be excluded or limited.

Subject to that, we are not liable for indirect or consequential loss, loss of profits, revenue, business, goodwill, or data — and, expressly, we are not liable for losses relating to your marketplace sales, shop suspensions or takedowns, or claims by your buyers.

Subject to the paragraphs above, our total aggregate liability arising out of or in connection with the Service is limited to the greater of (a) the amounts you paid for the Service in the 12 months before the event giving rise to the claim, and (b) £100.

If you are a consumer, we are responsible for foreseeable loss and damage caused by our breach of these Terms or our negligence, and the limitations above apply only to the extent permitted by law.

If you use the Service in the course of business, you will indemnify and hold harmless InkEngine, Moneytise Ltd, and their officers, employees, and suppliers against all claims, losses, and costs (including reasonable legal fees) arising from: (a) your sale or commercial exploitation of Outputs on any marketplace; (b) intellectual-property, publicity, or defamation claims relating to your Inputs or your use of Outputs; (c) your breach of these Terms or of any marketplace's policies; or (d) your tax obligations.

If you are a consumer, the above does not apply; instead, you are responsible for losses we suffer that are reasonably foreseeable results of your breach of these Terms.

We may update these Terms. For material changes we will give at least 30 days' notice by email to your account address and/or a prominent in-app notice, and you may cancel before the change takes effect. Non-material changes (such as clarifications and typo fixes) may take effect on posting. The "Last updated" date above always reflects the current version, and continued use after the effective date is acceptance.

These Terms are governed by the laws of England and Wales, and the courts of England and Wales have jurisdiction — except that if you are a consumer resident in the UK or EU, you keep the benefit of mandatory consumer protections of your country of residence and may bring or defend proceedings in your home courts.

Before starting formal proceedings, please contact us at maydin@moneytise.co — we will try to resolve the issue informally within 30 days.

These Terms, the Privacy Policy, and the Stripe checkout terms for your purchases are the entire agreement between us. If any provision is found unenforceable, the rest remain in force. Our not enforcing a provision is not a waiver. We may assign these Terms to an affiliate or successor; you may not assign them. We are not liable for delays caused by events beyond our reasonable control. Notices to you may be sent to your account email.

Contact: maydin@moneytise.co · Moneytise Ltd (company no. 16803031), 17 Green Lanes, London, England, N16 9BS.